The never ending financial crisis that engulfed even some of the biggest nations of today has left people either unemployed or financially-challenged.
Instead of venting against the state of the economy, don’t you think you can do more if you take a look at your spending and assess whether you’ve been financially responsible or not? You might be unaware of this, but the only solution to your financial problem starts with you.
Hopefully, these 5 best personal finance software will help you gauge at how you approach your finances and be more responsible with your money.
Mint is a free popular personal finance software which has attracted thousands of financially-wise people across the globe. With its website and mobile apps compatible with iPhone and Android, Mint is the most accessible and probably the most efficient finance tool today.
Once you set up your Mint account, you can then connect to any of your financial accounts such as checking, savings, credit cards, and others which involve money. Mint also saves you a considerable amount of time as it automates your financial management and intuitively categorise your spending.
YNAB which stands for “You Need a Budget” wants to be what other personal finance software ideally do, and that’s to make every dollar count. YNAB is compatible for Mac and Windows and injects a unique initiative of educating its users on the importance of budgeting, something which you can’t find in others.
The downside of using YNAB is that you have to manually record your expenses, but the app still has some syncing capabilities when you access the budget you set up from a mobile device.
Check.me is a very effective tool in reminding you of upcoming bills to pay, like the electricity or internet connection. It’s a free personal finance application that supports different platforms and works both for iOS and Android operating systems. Even though it’s not the same as other fully-featured budget apps, Check.me is a reliable partner to keep you on top of your dues.
Doxo aims to help you keep your household and utility budgeting on the loop. It’s geared towards managing household expenses in a centralised app, which lets you see all your bills at a glance. You don’t have to open multiple websites just to see your separate utility bills. It’s personal finance application perfect for the budget-conscious family.
This app has a different take on managing your finances. OfficeTime functions as an invoice generator for your billable working hours. People in the freelance and contractual industry would find this software useful in tracking the hours rendered for their services or projects.
These 5 personal finance software work to help you better manage your money with their features built to centralise your bills and expenses. They keep you updated of where you financially stand with your available resources and how you should spend them as responsibly as you can.